Expert real estate consulting and personalized service.
Creating New Paths to Homeowners
Expert real estate consulting and personalized service.
We Bring The Benefits of Creative Financing to Home Buyers
Our Purpose
Creative financing has been around for decades, but it’s often been used by wholesalers chasing quick profits or landlords building rental empires. At NovaOwn, we believe it’s time for a change.
Our mission is simple: put the power of creative financing directly in the hands of homebuyers. By removing unnecessary middle. Our mission is simple: put the power of creative financing directly in the hands of homebuyers. By removing unnecessary middle
What We Do
Rent-To-Own Done Right
Helping you Get Creative
Helping you Get Creative
Because our homes are purchased with creative financing, we can pass the savings on to you. With your deposit, you'll lock in below market rent while building equity faster than you would with a traditional mortgage without having to qualify for one.
Helping you Get Creative
Helping you Get Creative
Helping you Get Creative
If you have a house you want, but don't qualify for a traditional mortgage we'll see if we can help you get the poperty using creative financing. If we succeed, you'll be in your home with a lower down payment and significantly lower monthly payments than with traditional financing.
Community and Tools
Helping you Get Creative
Community and Tools
Join our community and learn how to find, and negotiate your own creative financing deals. Access trainings, templates, guides, and support. When you find the right home, we can step in to coordinate the transaction.
A Win-Win for Buyers AND Sellers
In today’s market, Creative Financing can be a win–win strategy—not only for buyers, but also for sellers. By working with us, you’re helping place qualified tenant-buyers into your property who are motivated to care for the home and build equity over time.
For sellers, the benefits can be significant:
- Higher Net Payout – We can often pay above asking price through seller financing, or step in on mortgages that are slightly underwater, putting money in your pocket instead of requiring cash at closing.
- Capital Gains Flexibility – Spreading payments over time may allow you to defer capital gains tax, potentially keeping you in a lower tax bracket during the term.
- Peace of Mind – Your property remains occupied by buyers who have real financial commitment, reducing vacancy risk and property stress.
Creative finance isn’t just an alternative—it can be the most profitable and practical solution for many sellers in today’s changing market. Plus, since the rent-to-own arrangement makes for less management, vacancy and management issues, we can almost always beat creative finance offers from other investors.